Key Factors in Qualifying for a Home Loa.. When a lender makes a decision about a mortgage application, they consider two basic factors: your ability and… By Glenn Tremain|2009-10-17T06:37:12+00:00October 17th, 2009|Albuquerque|0 Comments Share This Story, Choose Your Platform! FacebookTwitterTumblrPinterest Leave A Comment Cancel reply Comment Save my name, email, and website in this browser for the next time I comment. This site uses Akismet to reduce spam. Learn how your comment data is processed.